Plan your legacy
with confidence.

Without a will, your assets will be distributed according to South Africa's Intestate Succession Act, which might not reflect your wishes.

This can lead to delays through the Master's Office, family disputes, and additional costs for your loved ones. A will allows you to:

• Clearly state your wishes for how your assets should be distributed, minimising the chance of conflict among family members.
• Nominate guardians for your children, ensuring they are cared for by the people you trust.
• Establish trusts to protect your assets, providing long-term financial security for your beneficiaries.

The plan is an insurance solution designed to cover the costs associated with winding up your estate. These costs, which can be substantial, include:

• Executor fees: Paid to the person or company responsible for administering your estate.
• Conveyancing fees: Charged for transferring ownership of property.
• Estate taxes: Payable on the value of your estate.

Ensuring that your beneficiaries receive their inheritance in full, without having to bear the burden of these expenses.

Ensuring that your children's education is funded, even if you are no longer there to support them.

• Children's Trust: Protects your children's inheritance until they reach a specified age, ensuring their financial well-being.
• Widow's Trust: Provides financial security for your spouse while protecting assets for your children's future inheritance.
• Provider's Trust: Safeguards the inheritance of beneficiaries with special needs, ensuring they receive lifelong care and support.