75% of South Africans die without a valid will. Without one, your family faces a Master's Office estate process, frozen assets, and no say over who raises your children.
Traditional estate planning costs R45,000 to R150,000 through a lawyer or financial advisor. We've built a different model. No upfront fees. No complicated process.
One guided conversation. Drafted in 48 hours. No upfront fees.Estate planning
The problem is, eventually doesn't have a date. When an estate has no valid will, your family doesn't just grieve. They spend months dealing with estate administration through the Master's Office, paying executor fees, conveyancing fees, and estate taxes.
Assets get frozen. Properties can sell under pressure. Business interests lose value. Guardianship of your children gets decided by a court, not by you.
A 10-minute conversation protects a lifetime of work.
"The weight off my shoulders was immediate." Pieter S., member since 2021
The cost of not planning
South African families lose time, money, and control when the estate plan is missing or outdated.
Without a valid will, the Master's Office process takes over and your family has no clear instruction from you.
R45bn lost annually to forced estate liquidations
12 to 18 months average estate settlement without a plan
43% of surviving spouses in insolvent estates lose their home
Your will is drafted free. From there, you can add trust planning, estate fee cover, liquidity benefits, and guided estate administration as your family needs change.
Children's, Widow's, and Provider's Trusts
Legacy Protection Plans from R0 per month
Dedicated case manager through the Master's Office
What you get
A will gives clear instructions. Protection plans, trusts, and estate administration make sure those instructions hold up when your family needs them most.
Not a template. Not a form you fill in alone. A real will, drafted by a qualified professional, covering who receives your assets, who raises your children, and how family conflict gets prevented before it starts.
Expert drafted
Unlimited amendments
Secure safekeeping and 48-hour turnaround
The complexity of your estate doesn't determine whether your family goes through a formal estate process. Having no will does. Whether you own one property or five, a simple will takes the same 48 hours and costs you nothing to draft.
Trusts
Protects your children's inheritance until they reach a specified age, ensuring their financial wellbeing on your terms.
Provides for your spouse immediately, while ring-fencing assets for your children's long-term inheritance.
For beneficiaries with special needs, ensuring lifelong financial care and support rather than a lump sum they cannot manage.
Fully compliant with Islamic inheritance law, drafted by specialists in full accordance with your faith.
Add-on benefits
Once your estate plan is in place, optional add-ons expand your cover at a marginal additional monthly premium.
From R72 per month. Covers 12 years of schooling costs plus a R30,000 LifeStarter lump sum paid to your child at 18.
Immediate cash benefit to cover living expenses for your family during estate settlement.
Spousal inheritance tax protection, so your partner is not left with a tax bill on assets they have inherited.
Documents cryptocurrency holdings, online accounts, and digital intellectual property in your estate plan.
Member Reviews
We felt like a weight lifted knowing such an important step was complete.
Bill
Member since 2012
I chose Wills & Trust because of their easy-to-use website and great customer service.
Fatima
Member since 2023
We felt very positive about securing our child's future with the process.
Brendan
Member since 2023
From the Blog
FAQs
A will records who receives your assets, who raises your children, and who handles your estate. Without one, the law decides and your family faces more delay, cost, and uncertainty.
Yes. Your will is drafted by a qualified expert at no cost. Families who need broader protection can choose trusts, liquidity cover, or estate administration support.
It can cover executor fees, conveyancing fees, estate taxes, and optional immediate liquidity so your family is not forced to pay estate costs before assets are released.
A will is the starting point. A trust can add stronger control, continuity, and protection for children, spouses, dependants, or assets that should be managed over time.
Children's Trusts, Widow's Trusts, Provider's Trusts, and Shari'ah-compliant options are available depending on your family structure and goals.
The first step is a short guided conversation. Your expert-drafted will is normally ready within 48 hours.
A dedicated case manager helps with document preparation, Master's Office steps, executor appointments, asset transfers, and keeping your family informed throughout the process.
It takes one conversation and 48 hours. That's all that stands between where you are now and knowing your family is protected no matter what happens.
No payment. No card. No obligation.